Hospitality & Tourism Insurance
Our Hospitality & Tourism Insurance solutions are tailored to protect hotels, resorts, restaurants, travel agencies, and tour operators from industry-specific risks. Whether it’s property damage, guest liability, or business interruption due to unforeseen events, we provide comprehensive coverage to keep your operations running smoothly.
About the services
The hospitality and tourism sector faces unique exposures: from guest injuries and foodborne illnesses to cancellations, natural disasters, and reputational loss. Our insurance programs address these challenges with flexible policies that safeguard your property, guests, staff, and revenue streams. We work closely with you to understand your business model—be it a boutique hotel, a large resort, or a travel agency—and design a package that aligns with your operational needs and risk appetite.
Coverage includes property insurance for buildings, contents, and equipment; general liability for guest injuries or third-party claims; liquor liability for bars and restaurants; and business interruption to cover lost revenue when operations are disrupted. Additionally, we offer specialized add-ons such as event cancellation, cyber liability for online bookings, and employment practices liability to protect against staff-related claims.
Property & Contents Coverage
Protect your buildings, furniture, kitchen equipment, and guest rooms from fire, theft, vandalism, or natural calamities—keeping your hospitality assets secure.
Guest Liability Protection
Coverage for legal fees and settlements if a guest is injured or their property is damaged while on your premises, ensuring peace of mind for both you and your patrons.
Business Interruption
Compensation for lost income and extra expenses when your hotel, restaurant, or tour operations are halted due to a covered event—helping you recover quickly.
Our dedicated team of hospitality insurance experts conducts a thorough risk assessment, advising on safety protocols and loss prevention strategies. We also provide 24/7 emergency assistance and fast claims handling to minimize downtime. Trust us to deliver tailored solutions that protect your brand reputation and financial stability, allowing you to focus on delivering exceptional guest experiences.